- New Braunfels
- New Homes
Helpful Recommendations of Professionals
Seguin Inspection Services
Right Angle Inspections
Five Star Title
Bank of San Antonio
Jen Guidry, Mortgage Manager
To get prequalified: www.salending.com
Cody Reid, Branch Manager
Phone/San Antonio: 210-702-3400
Texas Farm Credit – for Acreage Homesites
A general rule of thumb for how much home you can afford is your total monthly expenses, including the new home loan, should never be above 45% of your gross (pretax) income. A home buyer should typically be able to afford a home that is 3 to 3.5 times your annual income.
It is always best to consult with a professional mortgage advisor. Not all lenders are equal. While you may have a great relationship with your bank for your daily checking account, they may not be your best bet for a mortgage lender. Feel free to ask us or your friends and family for mortgage lender recommendations. They have the expertise to advise you about your qualifications, how much you can afford, what your monthly payments will be and what you can expect through the lending process.