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3 Home Buying Myths That Are Costing You Money - Krista Moreno

3 Home Buying Myths That Are Costing You Money

There are quite a few costly myths surrounding home buying, some of which can easily confuse first-time buyers. Don't be fooled by these common misconceptions before you begin house hunting. To help you navigate this complex process, I've decided to debunk some common home buying myths so you can find a home the right way. You Need A 20% Down Payment Large down payments are no longer the only...

Tips To Lower Homeowner Costs This Summer - Krista Moreno

Tips To Lower Homeowner Costs This Summer

Homeownership can get expensive, especially as first-time buyers navigate the summer months. Not only are homeowners responsible for the maintenance and upkeep of their property, but also bills, insurance fees, property taxes, and even HOA fees, in some cases. And as the summer heat drives up your bills and your home requires more maintenance, learn how you can reduce some of these homeowner costs with...

Is One ARM Better than None-Bloom Realty-Seguin TX-New Braunfels TX-Guadalupe County-TX Real Estate Agent

Is One ARM Better than None?

The newest figures from Redfin.com show that the typical home buyer could save more money per month with an adjustable-rate mortgage over a 30-year fixed-rate mortgage. While the interest rates may be lower for an adjustable-rate mortgage (ARM), they are guaranteed to change! The current interest hikes for fixed-rate mortgages have put several would-be buyers out of the game due to unaffordable monthly...

Brokers, Lenders, and Loan Officers-OH MY_Krista Moreno_Bloom Realty_Seguin TX Real Estate_Guadalupe County Realtor

 Brokers, Lenders, and Loan Officers – OH MY!

Obtaining funding for the purchase of a new home can feel complicated and overwhelming when you're unfamiliar with the process.  There are people out there who can help, and it’s essential to know who to contact and how they can best help you. Understanding the roles of mortgage brokers, lenders, and loan officers before starting the pre-approval and mortgage lending process will be beneficial in the...

DIY or Hire a Pro-Bloom Realty-professional-skillset-time-renovations-yourself

DIY or Hire a Pro?

Most homeowners have a list of things they’d like to change in their homes.  Throw in a few episodes of HGTV, and the list continues to grow!  The most common reason homeowners don’t act upon their wish list of renovations is the cost of a professional contractor.  Professional contractors can be pricey, which leads to the most common reason homeowners tackle renovation projects on...

Most Common Buyer Q&A-Bloom Realty-Krista Moreno-seguin texas-seguin real estate-Guadalupe county real estate

Most Common Buyer Q&A

Now that the market is springing into action, I want to address the most common questions, and concerns buyers typically have. Efficiency and accuracy are critical! Time is still of the essence in this market, so the more you know going in - the better prepared you will be! WHAT DOES A REALTOR® DO? A REALTOR® will educate and inform you of all your options and provide all the information you need to...

Krista Moreno Realtor Seguin Real Estate Seguin TX Homes and Land Guadalupe County TX Homes New Braunfels TX Home Bloom Realty Seguin and Guadalupe County

The Mortgage Application Process

Most future homeowners will need a loan in order to buy their house. But what’s the mortgage application process and how does it work? Well, I’m about to share that with you! Before Applying for A Mortgage Application Before even looking at houses in Seguin, you need to determine your budget. This will usually determine the location and square footage of your future property. You’ll need to...

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