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Tips To Lower Homeowner Costs This Summer - Krista Moreno

Tips To Lower Homeowner Costs This Summer

Homeownership can get expensive, especially as first-time buyers navigate the summer months. Not only are homeowners responsible for the maintenance and upkeep of their property, but also bills, insurance fees, property taxes, and even HOA fees, in some cases. And as the summer heat drives up your bills and your home requires more maintenance, learn how you can reduce some of these homeowner costs with...

Is One ARM Better than None-Bloom Realty-Seguin TX-New Braunfels TX-Guadalupe County-TX Real Estate Agent

Is One ARM Better than None?

The newest figures from Redfin.com show that the typical home buyer could save more money per month with an adjustable-rate mortgage over a 30-year fixed-rate mortgage. While the interest rates may be lower for an adjustable-rate mortgage (ARM), they are guaranteed to change! The current interest hikes for fixed-rate mortgages have put several would-be buyers out of the game due to unaffordable monthly...

Factors to Consider with Multiple Offers-Bloom Realty-Krista Moreno-Seguin Texas Real Estate-Guadalupe County Real Estate-Selling a Home-Real Estate Market in Guadalupe County

Factors to Consider with Multiple Offers

Getting multiple offers on your home can be exciting, and there's a good chance you'll get more than one offer if you list your house in today’s market. There are more factors to consider with multiple offers than the money being offered. It is essential to pay attention to all parts of each offer. Things to be aware of include contingencies, the ability to pay close, and how much money the buyer puts...

Brokers, Lenders, and Loan Officers-OH MY_Krista Moreno_Bloom Realty_Seguin TX Real Estate_Guadalupe County Realtor

 Brokers, Lenders, and Loan Officers – OH MY!

Obtaining funding for the purchase of a new home can feel complicated and overwhelming when you're unfamiliar with the process.  There are people out there who can help, and it’s essential to know who to contact and how they can best help you. Understanding the roles of mortgage brokers, lenders, and loan officers before starting the pre-approval and mortgage lending process will be beneficial in the...

DIY or Hire a Pro-Bloom Realty-professional-skillset-time-renovations-yourself

DIY or Hire a Pro?

Most homeowners have a list of things they’d like to change in their homes.  Throw in a few episodes of HGTV, and the list continues to grow!  The most common reason homeowners don’t act upon their wish list of renovations is the cost of a professional contractor.  Professional contractors can be pricey, which leads to the most common reason homeowners tackle renovation projects on...

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