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3 Home Buying Myths That Are Costing You Money - Krista Moreno

3 Home Buying Myths That Are Costing You Money

There are quite a few costly myths surrounding home buying, some of which can easily confuse first-time buyers. Don't be fooled by these common misconceptions before you begin house hunting. To help you navigate this complex process, I've decided to debunk some common home buying myths so you can find a home the right way. You Need A 20% Down Payment Large down payments are no longer the only...

Tips To Lower Homeowner Costs This Summer - Krista Moreno

Tips To Lower Homeowner Costs This Summer

Homeownership can get expensive, especially as first-time buyers navigate the summer months. Not only are homeowners responsible for the maintenance and upkeep of their property, but also bills, insurance fees, property taxes, and even HOA fees, in some cases. And as the summer heat drives up your bills and your home requires more maintenance, learn how you can reduce some of these homeowner costs with...

Is One ARM Better than None-Bloom Realty-Seguin TX-New Braunfels TX-Guadalupe County-TX Real Estate Agent

Is One ARM Better than None?

The newest figures from Redfin.com show that the typical home buyer could save more money per month with an adjustable-rate mortgage over a 30-year fixed-rate mortgage. While the interest rates may be lower for an adjustable-rate mortgage (ARM), they are guaranteed to change! The current interest hikes for fixed-rate mortgages have put several would-be buyers out of the game due to unaffordable monthly...

Factors to Consider with Multiple Offers-Bloom Realty-Krista Moreno-Seguin Texas Real Estate-Guadalupe County Real Estate-Selling a Home-Real Estate Market in Guadalupe County

Factors to Consider with Multiple Offers

Getting multiple offers on your home can be exciting, and there's a good chance you'll get more than one offer if you list your house in today’s market. There are more factors to consider with multiple offers than the money being offered. It is essential to pay attention to all parts of each offer. Things to be aware of include contingencies, the ability to pay close, and how much money the buyer puts...

Brokers, Lenders, and Loan Officers-OH MY_Krista Moreno_Bloom Realty_Seguin TX Real Estate_Guadalupe County Realtor

 Brokers, Lenders, and Loan Officers – OH MY!

Obtaining funding for the purchase of a new home can feel complicated and overwhelming when you're unfamiliar with the process.  There are people out there who can help, and it’s essential to know who to contact and how they can best help you. Understanding the roles of mortgage brokers, lenders, and loan officers before starting the pre-approval and mortgage lending process will be beneficial in the...

DIY or Hire a Pro-Bloom Realty-professional-skillset-time-renovations-yourself

DIY or Hire a Pro?

Most homeowners have a list of things they’d like to change in their homes.  Throw in a few episodes of HGTV, and the list continues to grow!  The most common reason homeowners don’t act upon their wish list of renovations is the cost of a professional contractor.  Professional contractors can be pricey, which leads to the most common reason homeowners tackle renovation projects on...

Ways to Stretch Your Household Budget-Bloom Realty-Krista Moreno REALTOR-Seguin real estate-Guadalupe County real estate

Ways to Stretch Your Household Budget

From the grocery store to the gas station, I know we’ve all felt the pressure of price increases lately. When expenses out of your control begin to rise, it’s a good time to review the expenses you can control and reduce where you’re spending money. You have to control your money so that it doesn’t end up controlling you. Here are a few ways to stretch your household budget. Track Your Spending...

Most Common Buyer Q&A-Bloom Realty-Krista Moreno-seguin texas-seguin real estate-Guadalupe county real estate

Most Common Buyer Q&A

Now that the market is springing into action, I want to address the most common questions, and concerns buyers typically have. Efficiency and accuracy are critical! Time is still of the essence in this market, so the more you know going in - the better prepared you will be! WHAT DOES A REALTOR® DO? A REALTOR® will educate and inform you of all your options and provide all the information you need to...

How Homebuyers Can Compete Against Investors in the Seguin Real Estate Market - Bloom Realty Krista Moreno - Seguin Real Estate, Seguin Realty

How Homebuyers Can Compete Against Investors in the Seguin Real Estate Market

Investors are buying up a lot of the real estate market, and it’s hurting homebuyers. CoreLogic found that investors made up 27% of all single-family home purchases in the first three quarters of 2021. Investors offer all-cash offers more often than other buyer segments, which is attractive to sellers because it means a fast closing and fewer issues with purchasing the house. When inventory is as low as...

How to Prepare for the Spring Real Estate Market

The spring real estate market typically begins showing a lot of activity in the warmer weather, making it an excellent time to sell your home for multiple reasons: Better weather usually brings out more homebuyers More daylight and spring curb appeal will help homes show betterBuyers have extra cash from tax refunds Buyers often want to get settled into a new home during summer when their...

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