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Is One ARM Better than None-Bloom Realty-Seguin TX-New Braunfels TX-Guadalupe County-TX Real Estate Agent

Is One ARM Better than None?

The newest figures from Redfin.com show that the typical home buyer could save more money per month with an adjustable-rate mortgage over a 30-year fixed-rate mortgage. While the interest rates may be lower for an adjustable-rate mortgage (ARM), they are guaranteed to change! The current interest hikes for fixed-rate mortgages have put several would-be buyers out of the game due to unaffordable monthly...

Factors to Consider with Multiple Offers-Bloom Realty-Krista Moreno-Seguin Texas Real Estate-Guadalupe County Real Estate-Selling a Home-Real Estate Market in Guadalupe County

Factors to Consider with Multiple Offers

Getting multiple offers on your home can be exciting, and there's a good chance you'll get more than one offer if you list your house in today’s market. There are more factors to consider with multiple offers than the money being offered. It is essential to pay attention to all parts of each offer. Things to be aware of include contingencies, the ability to pay close, and how much money the buyer puts...

DIY or Hire a Pro-Bloom Realty-professional-skillset-time-renovations-yourself

DIY or Hire a Pro?

Most homeowners have a list of things they’d like to change in their homes.  Throw in a few episodes of HGTV, and the list continues to grow!  The most common reason homeowners don’t act upon their wish list of renovations is the cost of a professional contractor.  Professional contractors can be pricey, which leads to the most common reason homeowners tackle renovation projects on...

Krista Moreno Realtor Seguin Real Estate Seguin TX Homes and Land Guadalupe County TX Homes New Braunfels TX Home Bloom Realty Seguin and Guadalupe County

How Your Finances Change After Buying a House in Seguin

Buying a house in Seguin is super exciting and a huge accomplishment (hi neighbor!), so congratulations on making this decision! But there are some effects to your finances after you buy a house. Be prepared for the hit your finances will take after you buy a house.  Finances Change Your Credit Score During the homebuying process, you’ve probably kept an eye on your credit score to help you...

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